When to buy my new bass boat, that is the question

I looked at a Phoenix bass boat for sale (actually someone did for me because it is a long way from my home). It is an 09 someone is selling and it is in mint condition. Although I would be happy with a number of bass boats, I like the depth and style of the 21' Phoenix. Some boats are a little too deep inside for my taste.

One of the draw backs to buying a used boat is financing. My credit union offers 144 months on new boats but only 84 months on used. And the interest rate is a little higher on used. Now if I was independently wealthy, it would not be an issue. Unfortunately I'm not. I need the longer payment to keep the payment in my budget so I still have money to buy gas to use it — especially in the first couple of years as I pay off my truck. Once that is done, I can accelerate the payments to get it paid off before I retire.

The one for sale will become available later this fall. But I am facing 2 surgeries this fall so I'm not ready to use the boat until ... maybe January 2010. And my previous surgeries and complications took most of the down payment I had been saving. I need a little time to save again.

I feel nearly 100 % after my surgeries in April and May so I want to go fishing badly, but I still am taking medications that could cause me harm if I had a mishap in the boat (blood thinners). Can you say, hook in finger or arm — I know, not likely, but I have had it happen 5 times in my lifetime. Worse, I have a hole in my skull where the brain surgery was and so if I fell or slipped in the boat it could be dangerous. One of the surgeries (maybe in Nov.) is to put a plate in my skull.

Anyway, enough rambling. Hey if you are in Conroe TX area in Oct. check out the Toyota Texas Bass Classic. I went to the previous two tournaments, but I might not make it this year. Too bad. It's fun and an unique format.

Now that I feel better, I'll try to dig up new info to post here.

Comments

Anonymous said…
The invention of boats have played a significant role in trade and traveling. Apart from being useful for human needs and meeting demands through transporting crops and raw material, boats have become a status symbol for many people.
Mary said…
Thanks for sharing,well ! Bass boats are specially designed for bass fishing and it is for small and limited usage only like fishing for fun and fishing for self.You could get more information through this website.
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